Valuations for Jewellery & Watch Insurance

Gold Arts is one of only a few jewellers on the South Coast to have an in-house registered valuer. By using a Registered Valuer, you are assured that the valuation you receive will be of the highest standard. Every registered valuer has their work monitored by the Institute of Registered Valuers to ensure this.

What is a Jewellery Valuation?

A valuation is a written report generated by an in-depth study of item/s of jewellery or watches which determines the value. Most Valuations are for insurance purposes, which is the value (price) to replace the item with an identical item – this may be a new replacement value or second-hand replacement value depending on the item.

There are other types of valuation such as:

Why is a Jewellery Valuation Important?

If your ring was lost or stolen could you provide a detailed description including the diamond’s size, colour and clarity and the weight and purity of the metal? Would you know how much it had increased in value since the time it was purchased?

All this information is used to calculate the value of jewellery and an accurate description is essential, so your insurance covers the full value of your jewellery.

Insurance companies may stipulate that items above a certain value are itemised on your household policy and that periodically they are reassessed so that the insurer knows what they are insuring. A Diamond ring purchased in the 1980's may have cost £200.00 while today it may cost over £1000.00. If the item is lost the insurer may only pay the £200.00 and you would have lost £800.00 on just this one item.

How Much Does A Valuation Cost?

Our jewellery and watch valuations are priced per item. The initial cost for one item is £125, then a further £35 for each additional item valued at the same time. The fee includes printed documentation and images, with online storage and support from the Guild of Valuers. This pricing is for valuations for Insurance, Probate or Private Sale. Valuations for Family Division start at £200.


Once Gold Arts has completed a valuation, should it need to be updated in the future we will do this at a reduced price. When a re-valuation is done, we still need to have sight of the items as protocol and technology changes. Certain items that require additional research or external testing services may incur an extra fee, which you will be advised of before proceeding.

How Can I get a Jewellery Valuation?

For free and friendly advice Email, phone or pop into your local Gold Arts store and we can advise you of current timescales and answer any questions you have.

When bringing your items in for a valuation please ensure that you have any stone certificates, old valuations or any other documentation regarding the items. For watches the original box and papers are beneficial. If for a probate valuation, we will also need the name of the deceased together with the date of death. (this is required by HMRC)

While you are with us in our store, we will make an initial observation of the articles, discuss your requirements and complete IRV’s standard valuation checklist. You will need to leave your jewellery with us so the valuer can make an assessment of each item in more depth.

The jewellery may need to be cleaned, stones measured, stone weight calculated, colour and clarity assessed, the metal tested, hallmarks listed, weighed, condition reported and photographed. Finally we will notify you as soon as the valuation is completed and ready to collect from your local store.

At Gold Arts we use the Guild Valuation System. Your valuation will be created and held on central secure database. The advantages of using this system means that you have access 24 hours a day, wherever you are in the world. Descriptions and images are available to you, the Police and your insurance company should you need them. None of your personal details are ever registered on the database to ensure maximum protection for you and your possessions.

Registered Valuer Martin Getting

At Gold Arts we are proud to have Registered Valuer Martin Getting MIRV No: 83298, JVA No: 20118

Martin has over 40 years experience in the jewellery trade and became an RV in 1999. He is periodically assessed by the regulatory body the Institute of Registered Valuers, which upholds a high standard of professionalism and accuracy in valuations.

For free and friendly advice please contact us at 01273 203178 ( or come into your local Gold Arts store in Brighton, Chichester or Eastbourne

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